Direct Capital Commercial Funding Solutions for Business
Unsecured Working Capital | Term FICO | **Requirements | Funds Deposited (W.A.B.C) |
Merchant Cash | 2-24 Months Minimum 500 | 3 months in business, 3-4 months business bank statements min. $7500/mo | 24 Hours |
Small Business Term Loan | 12 - 48 Months Minimum 680 | 12 months in business, 3-4 months bank statements min. $10,000/mo | 48 Hours |
Business Credit Line | 12 - 36 Months Minimum 680 | 12 months in business, 3-4 months bank statements min. $10,000/mo | 48 Hours |
Collateral-Based Direct Capital | |||
Commercial Real Estate | Term | **LTV | Funding |
Cash-Out Refinance | 30-years | Up to 75% Cashout Up to 80% Rate and Term | 14 Days |
Fix and Flip | 24 months | Up to 90% Purchase Price Up to 100% Construction Costs | 10 Days |
Bridge | 12 months | Up to 70% | 10 Days |
Equipment | 4-Years | Up to 100% | 5 Days |
*Subject to change without notice **Other conditions may apply | |||
Traditional small business loan applications can often become lengthy and cumbersome. Monumental Funding Solutions provides quicker and simpler small business approval processes, ensuring you acquire the commercial working capital you need expediently.
Maximizing Your Commercial Working Capital Efficiency
Maximizing your commercial working capital efficiency involves optimizing the management of your current assets and liabilities. This includes strategies like streamlining your accounts receivable process to accelerate cash flow, negotiating favorable payment terms with suppliers to extend your payment cycle, and implementing effective inventory management techniques to minimize holding costs and avoid stockouts. Focusing on these areas can improve cash flow, reduce business financing needs, and enhance financial performance.
Innovative Approaches for Small Business Owners
For many businesses, particularly startups in business for less than a year or those with imperfect credit histories, qualifying for traditional commercial loans can be a challenging and lengthy approval process. Our organization considers broader factors beyond simple credit scores, such as future sales projections and asset valuation. This provides additional resources for business owners and decision-makers.
Small Business Owners Utilize Commercial Financing for Expansion
Direct Capital - Monumental Funding Solutions presents a variety of commercial financial products for business owners that are beyond what traditional banking institutions typically offer. Whether it's short-term for inventory or long-term for equipment, our services are tailored to meet distinct business needs. Most of our solutions also come with a No-Broker Fee commitment on unsecured loan solutions that brings our customers peace of mind while shopping for the best business solution.
Flexible Commercial Real Estate Funding for Rentals
With Monumental Funding Solutions, businesses access commercial financing up to 90% Loan-to-Value of Purchase, and up to 100% Rehab Costs. Thus, enhancing your capacity to engage in other commercial real estate ventures effectively.
This network includes business loans, merchant cash advances, merchant cash consolidations, lines of credit, single-family rentals purchase/refinance, multi-family purchase/refinance, fix and flip purchase/refinance/bridge, new construction, or cash-out. Our partners may pay us for referring. We will never sell any of your information for marketing. Other conditions may apply**