Commercial Funding Solutions for Working Capital Loans
Traditional small business loan applications can often become lengthy and cumbersome. Monumental Funding Solutions provides quicker and simpler small business approval processes, ensuring business owners all over the US acquire commercial capital expediently.
Maximizing Your Commercial Working Capital Efficiency
Maximizing your commercial working capital efficiency involves optimizing the management of your current assets and liabilities. This includes strategies like streamlining your accounts receivable process to accelerate cash flow, negotiating favorable payment terms with suppliers to extend your payment cycle, and implementing effective inventory management techniques to minimize holding costs and avoid stockouts. Focusing on these areas can improve cash flow, reduce business financing needs, and enhance financial performance.
Innovative Approach for Commercial Funding Solutions
For many businesses, particularly startups in business for less than a year or those with imperfect credit histories, qualifying for traditional commercial loans can be a challenging and lengthy approval process. Our organization considers broader factors beyond simple credit scores, such as future sales projections and asset valuation. This provides additional resources for business owners and decision-makers.
Business Utilize Commercial Financing for Growth and Expansion
Direct Capital - Monumental Funding Solutions presents a variety of commercial financial products for business owners that are beyond what traditional banking institutions typically offer. Whether it's short-term for inventory or long-term for equipment, our services are tailored to meet distinct business needs. Most of our solutions also come with a No-Broker Fee commitment on unsecured loan solutions that brings our customers peace of mind while shopping for the best business solution.
Flexible Commercial Real Estate Funding Solutions
With Monumental Funding Solutions, businesses access commercial financing up to 90% Loan-to-Value of Purchase, and up to 100% Rehab Costs. Our commercial real estate purchase and refinance is one of the best products available for commercial real estate investors with easy solutions for you to take equity out of your property up to 75% Loan-to-Value with no Debt-Coverage Ratio. Thus, enhancing your capacity to engage in other commercial real estate ventures effectively.
Unsecured Working Capital | Term FICO | **Requirements | Funds Deposited (W.A.B.C) |
Merchant Cash | 2-24 Months Minimum 500 | 3 months in business, 3-4 months business bank statements min. $7500/mo | 24 Hours |
Small Business Term Loan | 12 - 48 Months Minimum 680 | 12 months in business, 3-4 months bank statements min. $10,000/mo | 48 Hours |
Business Credit Line | 12 - 36 Months Minimum 680 | 12 months in business, 3-4 months bank statements min. $10,000/mo | 48 Hours |
Collateral-Based Direct Capital | |||
Commercial Real Estate | Term | **LTV | Funding Time |
Cash-Out Refinance | 30 Years | Up to 75% Cashout Up to 80% Rate and Term | 14 Days |
Fix and Flip | 24 months | Up to 90% Purchase Price Up to 100% Construction Costs | 10 Days |
Bridge | 12 months | Up to 70% | 10 Days |
Equipment | 4 Years | Up to 100% | 5 Days |
*Subject to change without notice **Other conditions may apply | |||
This network includes business loans, merchant cash advances, merchant cash consolidations, lines of credit, single-family rentals purchase/refinance, multi-family purchase/refinance, fix and flip purchase/refinance/bridge, new construction, or cash-out. Our partners may pay us for referring. We will never sell any of your information for marketing. Other conditions may apply**